Refused Basic Bank Accounts
0800 018 3345
If you are having trouble getting a current account with the high street banks or have been refused a bank account, we can help.
We may be able to arrange a basic bank account for you to allow you to benefit from things like direct debit savings.
BASIC BANK ACCOUNT ADVICE
GET A BASIC BANK ACCOUNT
"After talking to every high street bank I could find, not one of them would offer me a bank account to have my wages paid into. Whilst I know my credit past is less than perfect, I have now moved on from that part of my life but banks are making it very difficult.
Thanks to you, I now have a basic bank account."
Do you need a basic bank account because you have been refused?
If you are having problems getting a current account with one of the high street banks because of your credit history, there may be something we can do to help you. We also help with debt management plans.
We have a relationship with all six of the main UK high street banks and can often get a basic bank account set up for clients even if they have a chequered financial past. These basic accounts offer no lending facilities but do give you a lot of the other regular features you get from a normal current account.
You will be able to pay your bills by direct debit and have your wages paid into your account. you will also be able to withdraw your money from eligible ATM machines using your cash card.
We can also arrange for an advisor to offer you personal debt help to control any financial problems!
What will it cost me to set up a basic account?
Most of the banks don't require anything to open one of these basic current accounts but one or two of them may ask for a pound deposit to get the account up and running.
As far as the day to day cost of running a basic account goes, you may be liable for the general charges associated with running a bank account. e.g. returned direct debits.
Can you help me with my debt problems?
Yes. We are debt management specialists who can help you with whole range of personal debt problems. We deal with people struggling with debts on a daily basis and do out utmost to help them get out of debt permanently.
If you feel that your situation may be getting to the point where you feel you need some debt advice before you get into real financial hardship or you feel you are already overstretched, then let one of our trained advisors give you the benefit of our experience.
We offer
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Carefully considered personal debt management plans
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Debt relief through debt consolidation loans
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Formal debt solutions like an IVA - Individual Voluntary Arrangement
Credit ratings and credit rating repair
If you have had trouble getting credit, there may be something held on your credit reference files with one of the credit reference agencies that could be preventing you getting credit.
You can request a copy of what they hold on file about you by writing to them. Details of how to do this can be found on their respective websites
Equifax, Experian and Callcredit plc
Once you know what is being held on file about you, you can ask these companies to remove anything that is incorrect or if there are any mistakes.
Get more information & Call 0800 018 3345 Now, your call is FREE!
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